save money as a freelancer

How To Save Money As A Freelancer

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More people are quitting their day job in exchange for a thriving freelance business. But without proper planning that dream can go up in smoke quick style.

Most people assume because they are working from home they’ll save money on expenses. And for the most part that’s true.

At the same time you still need to spend money in order to get your freelance business off the ground. Then there are the recurring expenses to keep your freelance business running.

If you’re not careful those expenses can take more from your revenue that you first thought.

And if you just started your freelance business and there isn’t much money coming in, that can spell trouble quick.

How To Save Money As A Freelancer

The main reason why freelancers quit is because of the money situation. When there is more going out than coming in, they are left with the tough decision to quit or keep going. Especially if they have a family or furbaby to provide for.

A lot of freelancers quit and go back to an office job. But if you’re determined to give it a go as a freelancer, I’ve got something for you.

Here are some ways to save money at home and your freelance business to keep more moolah in your pocket.

Now I’m not a certified financial planner or anything like that but I have been running a household for 26 years and a business on a tight budget for 7. I think that qualifies me to share the things that have worked for me to save money. J

Let’s start with saving money the freelance business side.

Keep Track Of Recurring Expenses

You need tools and apps to run your freelance business but you still want to watch your expenses. If you’re not careful they can add up.

Make a list of the tools and services you use and the amount you pay per month. Then take a look at what you can scale back. If there are tools that serve the same purpose, weigh the pros and cons of those tools and keep the one that will give you more bang for your buck.

Another thing, if it’s possible pay for tools or apps for a year. Most annual billing comes with a discount and that could also keep more money in your pocket.


Advertising is another area that can rack up your expenses but it’s also a necessity if you want to grow your business.

Here are some ways to advertise your business for free or on the cheap.


Fiverr* is a freelancer’s hub for opportunities to advertise their services to a global audience and get new clients.

And as a Fiverr Pro, you can take your business to the next level because you’ll be part of a high professional environment and get inquiries from serious buyers only. You’ll get a Pro badge to let buyers know you’re a Fiverr Pro member.

From the Fiverr* website, click Become a Seller at the top right to join their network. It’s free to join so you have nothing to lose and a whole lot to gain!

Freelance Directories

You can also join freelance job websites to find clients and advertise your services. LanceList is a directory for freelancers to find work and they have an awesome list of freelance job websites to search through.

Social Media

We can’t forget social media. Create profiles on different platforms like LinkedIn, Facebook, and Twitter to promote your business. And invest in paid ads for more visibility.

Freelancers Union

Did you know there is a freelancers union? It’s been around since 1995. It offers discounts to members on things like services and education. And in 2018 they launched the Freelances Insurance Company to provide independent workers high-quality, affordable health insurance.

For more information visit the Freelancers Union website.

Now let’s take a look at where and how you can save money on home expenses.


  • Check out your local grocer’s weekly ads for the best deals
  • Take advantage of reward programs
  • Use coupons to save extra money
  • Buy items in bulk
  • Plan your meals starting with items you already have in your pantry


  • Pay attention to a bill’s due date to avoid late fees
  • Check to see if utility service providers have any promotions you qualify for. For example, some electric companies have free nights and weekends during the summer
  • Turn off those lights and unplug any appliances that aren’t being used

 Miscellaneous Spending

  • Use sites like eBates to earn cash back on your online shopping
  • Download a retailer’s app for extra savings
  • Check your local newspaper for extra coupons
  • Sign up to receive extra discounts from retailers
  • Shop around for the best deals

 Over To You

Those are just some of the ways you can keep more money in your pocket. The good thing about it is you are in control of your finances. And as long as you keep track of what’s coming in and going out, I think you’ll do just fine!

So let’s chat!

What are some of the ways you’re saving money as a freelancer? Share your tips with us in the comments below!

Before you go, please share this post on social media so that other freelancers who might be struggling with finances can take a gander at these tips. Thanks!

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